account disabled unfairly

Hello! so, i was eating everything normal there i get a notification that my account had disabled, due to fraudulent charges, and i never added any unusual payment method, but i noticed that out of the blue there was a card in my account, which was not mine, en there was no way to remove it. the proof of that is that i had nitro from the xbox gamepass, and activated nitro with a totally different card that in this case was my aunt's. I hope to get her back, her name was 240нʑ iท вєαcн Ƭ Ƙ Ƒ ♔ ★#9898
# 9898 it was probably invaded in some way, help me pfv I had everything in that account and I lost everything due to something I didn’t do, anyway.

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