Fraudulent Purchases
As you know, token stealing isn't a huge problem but, it can be. If someone's account gets stolen, and they have payments linked, how does discord stop the attacker from Mass buying discord nitro for himself and friends? Adding a sort of 2FA requirement for making purchases, would be greatly ideal in a situation like this. The 2FA purchase requirement would be enabled in settings if user has guath for another app for 2FA. This feature would decrease the fear of my account getting stolen since I have payments attached for Nitro.
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I agree this would be very helpful, I know from first hand how stressful it is to find you were charged a large sum of money.
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