How to Claim Pag-IBIG Death Benefit
I was able to process my father’s Pag Ibig death benefits only after I returned to work. Since I couldn’t afford to take time off, I searched for the closest Pag-IBIG branch to my workplace in Kapitolyo, Pasig City. Luckily, I found one on Shaw Boulevard and visited during my lunch break. After three visits, I finally received the check. Understanding the process of Pag IBIG death claim can provide financial support during difficult times.
- Find the nearest Pag-IBIG Branch:
To get started, locate the most convenient Pag-IBIG branch in your area. When you visit for the first time, you will likely have inquiries about your total accumulated value (TAV), the process involved, and the necessary requirements. It's a good idea to bring a document that includes your Pag-IBIG member ID number for quick verification. However, if you don't have it, the staff can still assist you by searching for your information using your given name.
After that, inquire with the staff about the specific requirements for claiming the benefit. Keep in mind that the requirements may differ depending on your marital status, number of children, and other relevant factors.
Listed below are the requirements for filing a Pag-IBIG death benefit claim.
Pag-IbIg death claim requirements 2023:
- Death Certificate of the Member issued by PSA or by Local Civil Registry Office (LCRO)
- Notarized Proof of Surviving Legal Heirs
- Certificate of No Marriage (CENOMAR) issued by PSA (if the deceased is single)
- Marriage Contract and Advisory on Marriage issued by PSA (If the deceased member is married)
- Birth Certificate issued by PSA or Baptismal/Confirmation Certificate of all children (If with child/children)
- Notarized Affidavit of Guardianship
- Birth Certificate issued by PSA or Baptismal/Confirmation Certificate of deceased member/claimant
- Notarized Non-availability of Birth Record issued by PSA and Joint Affidavit of Two Disinterested Persons
2. Submit the required documents:
In my experience, claiming from Pag-IBIG is convenient because they accept baptismal certificates as a replacement for a PSA copy. They also accept death certificates from the city hall, which is helpful because obtaining a PSA copy can take 3 to 6 months. Unlike SSS, Pag-IBIG does not require a PSA copy of the death certificate, making the process easier.
You can submit all the necessary requirements during your second visit and inquire about the availability of your cheque. Don’t forget to ask for a contact number as well.
3. Collect and encash the cheque:
Pag-IBIG will process your claim within 2 days and you can collect your cheque on your third visit. If there are multiple claimants, the money will be divided equally among them. In my case, my siblings and I shared the money. However, it can be a hassle to encash the cheque separately. To simplify the process, you can ask the other claimant to sign a waiver so that not everyone needs to go to the bank.
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