Color schemes to override server colors

We should be able to customize our own screen which would override what the server shows.  Like, if somebody's nickname color is close to our background color, it's hard to read.  if I could override that and choose my own colors, that would be nice.

You have the option to make the text output with or without the person's picture, and call it #IRC, well, mIRC has had this type of customization since the 90's.  Why not discord, a program written 30+ years later?